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Prescription Drug Coverage

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Once again, Churchwide Healthcare has partnered with Medco to provide optional prescription benefits coverage. Medco is a leading pharmacy benefit manager (PBM) helping customers to moderate the cost and enhance the quality of their prescription drug benefits. With almost 60,000 retail pharmacies in Medco's network, comprehensive prescription service is close at hand anywhere in the nation. Plus, industry-leading mail order pharmacies provide a reliable, convenient alternative, which may be less expensive for obtaining your long-term medications, including in many cases, the ability to receive up to 90 days of medication with each prescription. J.D. Power and Associates, an independent research organization, ranked Medco highest in overall customer satisfaction (pharmacy benefits and services) an unprecedented four times in a row.

 

 

Medco helps to ensure you get the right drug, in the right dosage, at the right time. They have a comprehensive program available to review your prescriptions for drug interactions and safety, with innovative safety protocols especially for children and seniors. And, their interactive voice response system, "first-call resolution" customer service policy, award-winning member Web site, and around-the-clock pharmacist availability all help you get the service you deserve. When you choose Churchwide Healthcare's Prescription Benefit coverage, you'll have access to the largest and most experienced online pharmacy in the industry. Millions of people use the www.medco.com Web site to save time, order and manage their prescriptions, research health information, and identify savings opportunities. It's easy to get started and completely secure.

 

Rx Forms

 

Rx Claim Form

 

Rx Mail Order Form

 

 Medco Savings Advisor

 

 

 

PRESCRIPTION DRUG BENEFITS

 

Deductible - $50 Individual/ $100 Family

Covered Services

Percentage and/or Dollar Amount

Pharmacy Option

Co-payment per Prescription (34-day supply) initial prescription and 2 refills

 

Generic Drugs

 

Formulary brand drugs

 

 

Non-formulary brand drugs

 

$10.00

 

20% ($20 minimum co-payment up to a maximum co-payment of $60)

 

50% ($35 minimum co-payment up to a maximum co-payment of $105)

 

Pharmacy Option

Co-payment per Prescription (34-day supply)

3rd and subsequent refills

 

Generic Drugs

 

Formulary brand drugs

 

 

Non-formulary brand drugs

 

$20.00

 

20% ($50 minimum co-payment up to a maximum co-payment of $125)

 

50% ($90 minimum co-payment up to a maximum co-payment of $250

 

Mail Order Prescription Drug Option

Co-payment per Prescription (90-day supply)

 

Generic Drugs

 

Formulary brand drugs

 

 

Non-formulary brand drugs

 

$20.00

 

20% ($50 minimum co-payment up to a maximum co-payment of $125)

 

50% ($90 minimum co-payment up to a maximum co-payment of $250)

 

 

Note:  If the Covered Person chooses a name brand drug when the equivalent Generic Drug is available, the Covered Person will pay the difference in cost between the name brand and the generic drug, plus the name brand co-payment.  If the Covered Person’s physician has indicated that a name brand drug be dispensed as written (DAW), the Covered Person will not be charged the difference between the name brand and the generic drug.

 

The formulary is a comprehensive list of preferred drugs selected on the basis of quality and efficacy by a professional committee of physicians and pharmacists.  A drug formulary serves a guide for the provider community by identifying preferred drugs.  It includes name brand and generic drugs.

 

A non-formulary co-payment applied to prescription drugs not on the approved formulary list.

 

If the Covered Person chooses to fill their long term drugs at a participating retail Pharmacy, the Covered Person will pay the mail order co-payment for a 34 day supply on the third and subsequent prescription refills.  For more information on how to get started with Medco by Mail for long-term medications, contact Medco at www.medcohealth.com or call member services at 800-818-0093.